Three Generations. One Standard
Integrity Advisors Pension Consultants, Inc. is a family-run financial planning firm with over sixty years of practice in pension and tax strategy for closely held business owners.
We were founded on a conviction that has never wavered: that the greatest opportunities in retirement planning aren't found in products, they're found in design. In the actuarial formulas and legislative enhancements written into the Internal Revenue Code, which most advisors neither study nor explain.
Our founder, Salvatore Gaglio, built this firm on that belief. His children and grandchildren have carried it forward. Today, Integrity Advisors remains what it has always been: a specialist practice devoted entirely to one niche, one community, and one standard of advice.
Built on Discipline. Driven by Your Goals.
Our firm was founded with a clear philosophy: your financial strategy should be as intentional as the life you're building. Over the years, our team has worked with individuals, families, and business owners to develop structured plans that evolve with their needs. We bring a range of specializations to the table, so you're never relying on a single perspective. Our approach is analytical, our communication is direct, and our focus is always on helping you pursue the outcomes that matter most. We don't believe in one-size-fits-all solutions — we believe in doing the work to get it right.
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Understand Your Full Picture
We start by gathering information about your income, business structure, tax situation, and goals. We translate the complexity of actuarial formulas and qualified plan law into plain language. You leave the first conversation understanding exactly what the law permits for someone in your position—and why your current plan may be leaving money on the table.
Design
Build a Plan That Fits
No two businesses are the same, and no two plans should be either. We design a qualified plan structure tailored to your age, compensation, employee profile, and tax objectives—drawing on the full range of IRC Section 400's capabilities, including bifurcated plan design that most advisors never offer. This is where the real shelter can be built.
Advocate
Stay on Track as Life Evolves
We don't hand you a document and disappear. We sit at the center of your advisory team—working alongside your CPA, attorney, and broker—to implement, monitor, and update your plan as tax law evolves. Because legislation keeps changing, and the firms that stay current are the ones that keep finding opportunity.