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200 Business Park Drive, Suite 105, Armonk, NY 10504

914-288-8858
info@integrityadvisor.com
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Our Services
Comprehensive Wealth Strategy for the Business Owner Who Has Built Something Worth Protecting

How We Help
We don't just manage wealth. We design the structure that builds it, shelters it, and transfers it at every stage of your financial life

Financial planning isn't one decision. It's hundreds of them, made over time, in the right order, and with the right information. That's where our team comes in. We bring a structured, analytical approach to every aspect of your financial life, connecting each piece so nothing is left to chance. Whether you're building wealth, preparing for retirement, or navigating a major transition, our goal is to bring clarity and discipline to every move you make.

Our Solutions
Comprehensive Strategies, Individually Designed

Every financial situation carries its own complexity. We offer a full range of services built to address your needs, with the depth and rigor your goals demand.

Retirement & Pension Planning

Qualified Plan Design Is Our Core. It's Also Our Competitive Advantage.

Qualified Plan Design Is Our Core. It's Also Our Competitive Advantage.  Our practice is built around the actuarial design capabilities embedded in IRC Section 400s — capabilities that allow business owners to maximize retirement contributions, reduce current income tax liability, and help build wealth.

We design and implement both qualified and non-qualified plans, including:

  • Defined Benefit Plans: A powerful tax shelter available to business owners. Contribution limits far exceed those of 401(k) or profit-sharing plans, and contributions are deductible each year based on actuarial calculations. For high-income business owners in their peak earning years, a defined benefit plan is an effective way to shelter income. 
  • Defined Contribution Plans: Including profit-sharing plans, age-based plans, integrated plans, new comparability plans, and 401(k) structures. Flexible by design, and often very powerful in combination with a defined benefit plan.
  • Bifurcated Plan Design: By combining a defined benefit plan with a defined contribution plan, a coordinated structure may be established that can increase overall contribution and deduction capacity, subject to applicable IRS limits and plan requirements.
  • Non-Qualified Plans & Executive Benefits: For businesses that want to reward and retain key executives outside the constraints of a qualified plan, we design deferred compensation arrangements and executive bonus plans that complement your broader strategy.

Tax Planning

Every Law Change Is a Planning Opportunity. We help make sure you don't miss them.

From EGTRRA to SECURE 2.0, federal tax legislation has continually expanded the design capabilities available to business owners—higher contribution limits, greater flexibility in plan adoption timing, increased catch-up provisions, and more. We stay ahead of every change so your strategy remains current. 


Business Succession Planning

A Business Without a Succession Plan Is a Liability. We Help You Change That.

Key person insurance. Buy-sell agreements. Family limited partnerships. Stock redemption strategies. We work with business owners to ensure that what they've built continues — on their terms — whether they retire, become disabled, or pass it on.


Estate & Distribution Planning

Your Wealth Should Outlast the Tax Code's Appetite for It. 

We help clients navigate wills, trusts, beneficiary designations, gifting strategies, Required Minimum Distributions, and Stretch IRA planning. Estate planning isn't just about death — it's about ensuring your assets move to the right people at the right time with minimal erosion.


Investment & Asset Allocation

Investments That Fit Your Profile — Not a Generic Model.

We don't believe in one-size-fits-all portfolios. Suitability, risk tolerance, and strategic asset allocation are personal decisions. We guide clients toward investment strategies that are coherent, non-redundant, and aligned with the broader financial architecture we've designed together.


Indemnification & Insurance Planning

Life and Disability Insurance as Strategy, Not Afterthought.

Insurance is a planning tool, not just a safety net. We deploy life and disability insurance within the structure of qualified plans, executive benefit arrangements, and estate strategies, ensuring that protection is woven into the architecture of your wealth, not bolted on at the end.


Get Started
The Details Make the Difference

The nuances of actuarial formula and plan design can mean the difference between a good retirement strategy and an exceptional one. We'd like to walk you through what's possible for your business specifically.

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