Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Related Content Don’t get burnt with FIRE FIRE method encourages aggressive saving to retire by age 40. But there may be a better approach. This is your brain on retirement Human nature, biases and assumptions can make it challenging to prepare for retirement. Whole life insurance: part of a tax diversification strategy This is the best and simplest strategy that can make your retirement go a long way.