Should You Ever Retire? A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all. Related Content IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Taxable vs. Tax-Deferred Savings Use this calculator to compare the future value of investments with different tax consequences. Working With A Financial Professional A financial professional is an invaluable resource to help you untangle the complexities of whatever life throws at you.